It’s not about what you need, it’s about what your family needs when you’re not here.

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1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Million

Premium Sold

10,000+

Professional Agents

It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Million

Premium Sold

10,000+

Professional Agents

FND Life

Licensed & Regulated Broker

ABOUT US

ABOUT US

Francesca Hasapes and Drake Geramoni have joined forces in the life insurance industry, blending their years of expertise in financial services and client care. Now based in Hawaii, they proudly serve clients across all Hawaiian islands and all 50 states. Thanks to Hawaii’s unique time zone, their extended availability allows them to connect with families from coast to coast at convenient hours. Their mission remains rooted in treating every client like family—providing tailored protection plans, securing strong retirements, and helping safeguard homes and loved ones from life’s unexpected events. With a commitment to white-glove service and unmatched support, Francesca and Drake are redefining what it means to feel truly taken care of in the insurance world.

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WE GOT YOU COVERED

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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Licenses & Credentials

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